Personal Books, Well Kept.
The standard we bring to business accounting, applied to your household finances. Offered to a limited number of individuals and families, by consultation.
A Select Few.
People whose personal finances have grown past a spreadsheet and a free weekend.
Business Owners
Personal and business money finally kept apart, with owner draws and distributions tracked so year-end is simple.
Property Holders
Rentals and second homes each on their own clean record, with rents, repairs and tax bills kept in order.
Professionals & Families
Many accounts, cards and bills across a household. One person keeping every one of them current.
What to Expect.
What you can expect from us, every month, for one fixed fee.
Accounts reconciled
Every bank, card and loan account matched and categorized. Anything unclear comes to you as one short list.
A one-page summary
Where the money went, your cash position, and the few items that need your attention.
Bills and renewals tracked
Property taxes, insurance, estimated payments and renewals on one calendar, so nothing slips.
A tax-ready package
Everything your CPA needs, organized and delivered, with their questions answered for you.
Kept Private.
Read-Only Access
We view your accounts. We never move money without your written instruction.
In Your Name
Your records stay yours, and you can remove our access at any time.
One Point of Contact
Tom oversees every private client file personally.
How It Starts.
A private consultation
We talk through your accounts, properties and what you want off your plate, and confirm we are the right fit.
A fixed quote
One monthly fee, plus a flat fee to bring past records current if they are behind. No hourly billing.
Your books, set up
We connect read-only access, organize what exists, and deliver your first monthly summary.
Common Questions.
Why is Private Client limited?
Personal books get the same monthly attention as a business file. We keep the number of private clients small so that standard holds.
Do you prepare my tax return?
No. We keep the books and hand your CPA a clean, organized package. If you need a CPA, we can introduce you to one we work with.
Do you give investment or financial planning advice?
No. We keep an accurate record of your finances. Investment and planning decisions stay with you and your advisors.
Can my business and personal books both be kept here?
Yes, and it is where we are most useful. Keeping both sides lets us separate them properly and keep owner draws and distributions clean.
How is it priced?
A fixed monthly fee, quoted privately after the consultation. It depends on how many accounts and properties you have and how far behind the records are.
Request a consultation.
A private 20-minute call with Tom. Tell us what your household finances look like today, and we will tell you plainly whether Private Client is the right fit.